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birdog1960

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Posts posted by birdog1960

  1. It's actually the circle jerk's opinion that 2/3 of the US population have (and continue to make) poor financial decisions. Why you feel the need to ascribe words like "worthless", "low-life", and "scumbags" to that is your issue.

    it was mean to be spelled "jerks"- a double entendre .

     

    but I didn't see any of the jerks challenge this assertion:

     

    "I think you misinterpret laziness or bad choices for complacency. It's funny that you think adversity, luck, the sperm lottery, and fate play a role with a person's financial life, but hard work and dedication are shrugged off as meaningless or ineffective. Nothing is guaranteed in life, yes sometimes you can pour everything you have into something and still fail. However, I am hesitant to believe in the internet and entertainment age we live in, that everyone is pouring everything they have into being successful and still just failing."

     

    so it's not laziness, it's complacency. people are satisfied having no emergency cash. got it :doh: what are the opposites of hard work and dedication? incidentally, these aren't isolated sentiments in a single thread. i'll stick by my characterization, thank you very much.

  2.  

    Your argument also boils down to people in poverty doing everything they can to educate themselves, and do better for themselves. This is simply not true. The vast majority of people are perfectly fine where they are and simply wish upon a better lifestyle while exerting no additional effort to make it so. This also isn't limited to the impoverished.

     

    The poll in this thread is a monument to that. Rather than ensure your lifestyle is sustainable, the majority of people choose to invest in the short-term enjoyment while not being concerned for the fut?ure.

    the poll here is more than the inverse of a much larger poll that showed 2/3 can't cover a $1000 expense. which poll do you believe? a bunch of blowhards in a circle jerk with an agenda? um, no. people that can't admit that adversity, luck, the sperm lottery and fate play a role in where someone ends up financially in life are not going to admit that they're in that pool.

     

    the 88% here that state they can afford a $1000 hit would be well reminded that it wouldn't take much to alter that even if they're telling the truth. a family illness, a flood, a hurricane, a lawsuit, an accident, a plant closing and that 1k looks a lot bigger.

     

    i was talking to an hr director of a medium sized company that is closing and moving all production to mexico in the next month. he's "retiring". he told me he's seen the figures. they can produce the same goods there for 10% of what they can here. a lot of people working there will soon find 1k a pretty steep price.

     

    so lets not pretend it's all a matter of laziness and bad choices. it's not.

     

    but trump is not the answer...that's for another thread.

  3. People like you are confussing stereotypes aka trailer trash with reality. There are plenty of people like that, but until you live on minimum wage and try to save $20 a week you have no clue. You can only work so much until you fail at one of your jobs. Everyone has limits. The arguement is pointless. How much do you think rent costs? Sure there are people who do waste on alcohol,drugs,phones etc but they're also SMART/HARD WORKING people who waste not yet can hardly survive. I'm glad that some of you guys are blessed with high wages, yet lack the class to be humble/thankful. Some people do lack drive and ambition. Others are dealt different cards in life. Someone has to fill low paying jobs as well. They should at least pay enough for people to survive emergencies. I was making the arguement in a previous post about the "choices" we make. A poster claimed a high school diploma with ambition and no out of wedlock children equals success. In a world where college is crucial, that is a ridiculous statement. I was told it's ones fault they don't get an education. That may be true in many cases, but to make that a blanket statement is nothing short of ignorant. Life doesn't always allow everything for everyone. It doesn't make them lazy or dumb. PS I don't understand why all of guys who claim to be successful are so bitter and angry about all the supposed failures out there. Just be happy you're doing good.

    i wish there was a symbol for standing ovation. this post gets it. i won't try to add it's got it all. it's all true.

     

    i found it:

  4.  

    Dumbasses and klutzes get no sympathy from me. :D

    From the article:

     

    Mitchell Timme, 26, said that his wages have remained flat for the last few years while his cost of living has increased. Once everything is paid "there's nothing left to save," he said.

     

    Looks like according to the picture in the article Mitch ole boy was able to afford himself a nice Apple laptop. :thumbsup:

    no one gets any sympathy from you. you should hope karma never bites you where you need help from someone.

  5. Way back when I was making minimum wage and paying grad school tuition out of my own pocket, I had absolutely no problem having at least $1500 on hand for unforseen expenses. That's back when minimumw age was about $3.50 an hour.

     

    So don't tell me it can't be done. People CHOOSE not to do it.

    bs. I made $6k/year as a research assistant in grad school. full tuition assistance including books. I was injured in the lab one night. no insurance (cuz it wasn't part of the assistantship and I couldn't afford it). it took many months to pay off the medical bills and finally get on an even keel. never had much to save even after they were paid off. perhaps you lived on ramen noodles and kept your room at 57 degrees and then lived an otherwise charmed existence.

  6.  

    Yes they are. It's been pointed out that it requires a $20 a week savings and you'll have that in one year. I'm pretty sure the majority of those people are spending way more than $20 a frivolous crapola that they don't need hence the dumbass comment. Most every American could sell all the **** around their house to come up a good chuck of money. Dave Ramsey does a radio program and he tells people to take baby steps. Baby step 1 is get $1,000 in the bank. He says start by selling stuff. He said start selling so much stuff the kids think they're next. If you don't think this comment for the article screams dumbassery then I can't help you.

     

    Even for the country's wealthiest 20 percent — households making more than $100,000 a year — 38 percent say they would have at least some difficulty coming up with $1,000.

     

    But no you focus on the poor little darlings making $7.50 an hour

    people making 100k plus have no excuse. people making minimum wage and no other income can't afford basic necessities much less saving.

  7. If $1,000 is a crisis and you can't figure out how to overcome that crisis you're a dumbass. So 2/3's of Americans are dumbasses? Yeah, that's about right.

    so you don't support an increase in minimum wage and simultaneously insult people that are paid $7.50 an hour. $1000 is over 3 weeks work...and they're sposed to save that much for emergencies?

  8. No, I don't think you can surprise me any more. Lying is lying, but can also fit into the spin category which can be more of a little white lie. Still a lie, but lies come in degrees. Regardless, Whaley did not add the transgression of cheating, which the Patriots have done multiple times. Whaley is NOT worse - he's not a cheater. And he didn't lie about his cheating.are

    are you sure? it's a slippery slope. how do you know where he draws the line?

  9.  

    I'm sorry, but in what world is a GM spinning a story for PR purposes the same thing as a coach and player conspiring to cheat the rules of actual game play?

    it won't surprise you that I see it completely differently. lying to your fans is actually worse than lying FOR your fans to win. at least they meet their desired ends by less than virtuous means. they're all bad acts but i'd say whaley's is worse. no good comes from it.

  10.  

    It figures that deer are racist against leprechauns - I've never trusted those beady-eyed, Cervine bastards. Besides, deer whistles produce a pitch which is likely to be above their hearing threshold, so I'd probably be better off rigging a PA speaker inside my grill and connecting it to my CD player, where I can play a mixed disc of bear growls while traversing the Texas backwoods.

     

    Seriously though - I had never heard of using Irish Spring to ward off herbivorous mammals before.

    human hair is supposed to work also. my wife said "ewww!" as if she'd never had her hair cut. we went with the soap.

  11.  

    That would work, but not as well as my piranha-stocked moat.

     

     

    Irish Spring? Really? I'm wondering if it would work as deer repellant if I used it to wash my truck.

    http://homeguides.sfgate.com/use-irish-spring-soap-repel-garden-pests-97701.html. obviously, it works because of the smell. I guess deer don't like leprechauns. unless the deer are bothering your parked truck, I don't think it will work. deer whistles on your bumper ?

  12.  

    Did I mention that my planned super-villain lair will be guarded by bears? No, really. My wife's in charge of that aspect.

     

    ("I can't wait until we move to the mountains so I can feed the animals. We'll have foxes in our backyard. And deer. And bears." "Uh...yeah, honey? You don't feed the bears.")

    you don't feed the deer either, at least not on purpose. we have sticks with hanging irish spring soap all over our gardens and having dogs helps. so far, so good but I've seen them eat every twig of vegetation in other spots. the local agricultural extension agent recommends "lead poisoning" to solve the problem.

  13. guns. not no guns.

     

    we just moved. and we have a bear that likes to visit. now i'm not planning on shooting a black bear on my property but i'd do it if it were maiming me or anyone else on my property. then i'd run like hell cuz he'd likely just be very angry, bleeding and not mortally wounded.

     

    but do i need a bazooka? a guided missile? an automatic? nah, i'll stick with my shotgun and a slug and my legs to run. cuz if i had any of those other things i might well injure my neighbors or their kids and then i'd feel worse than if the bear maimed me.

     

    so guns , yes. but there are limits and we need to set them.

  14. Because foot drop and nerve damage in a knee is a bigger deal than the shoulder surgery? This was amusing for a while, and it is offseason, but at some point.....

     

     

    Because foot drop and nerve damage in a knee is a bigger deal than the shoulder surgery? This was amusing for a while, and it is offseason, but at some point.....

    yeah, there are nerves in the upper arm as well. i don't think anyone will be amused if lawson's are injured.

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