Buffarukus Posted 58 minutes ago Posted 58 minutes ago (edited) On 12/4/2025 at 7:51 AM, teef said: thank you for this post. i think it's well thought out and fantastic. so for housing, i'm not sure how much regulatory issues actually effects housing costs. you're talking about new builds, but that's not a concern in the rochester area at least. all existing home prices have skyrocketed, not just new builds. i just don't see how this is a permit issue. no one wants to live in unsafe homes...you're pushing it there. Yeah i dont think there is a silver bullet in general. I was basically pointing out there are things that can be done at local levels that arent even being looked into. Over regulation is a small part of a larger picture but people arent asking questions. Theres also private equity deciding to scoop up everything above market value. Crickets from both sides. On and on. One thing is for sure. The regulations have far exceeded actual saftey measures and has turned into a pay to play racket. There are plenty of examples. Heres one such explained if you got time to watch. On 12/4/2025 at 7:51 AM, teef said: i think the problem with college is the overall tuition costs and student interest rates. i feel all student loans should be no more than 5%, and it's over double that now. why would anyone be denied a higher education? i'm a bit lost there. if someone wants an education, they should absolutely be able to get one. college is great, but it has to be used as a tool for the future. if someone decides on a pointless major and rack up debt they can't afford, that's on them, and not the college or government. education is always wildly important, but it has to be well planed and with purpose. I just feel there are alot of people who go into higher education for the wrong reasons and parents are still under the outdated illusion a degree equals high income or are just neglegent to actual salaries. College is a giant industry that will offer rediculous degrees and zero bars to hurdle to get in. Im perfectly fine if someone wants to get a historical philosophy degree, switch majors 50 times racking up bills, or live on campus that doubles the price just to get the "real experience" . Drown in your decisions but at some point you are going to have to point these things out and yes, prevent people from making those types of decisions if you dont want a generation drowning in debt before they start their "careers". The interest, again, is just a small part of a bigger problem. We are giving out guarenteed loans that skyrocket demand so schools are going to pass out anything to supply and just keep racking in the cash. You were the one worried about the future you were leaving. My idea would be hold colleges more responsable for job placement. If they cannot land a kid in a field then they eat the cost. It would drop the endless nonsense degrees. On 12/4/2025 at 7:51 AM, teef said: for the tariffs...i honestly don't think trump had a plan here at all. people will be wanting to kiss america's ass, 90 deals in 90 days...nothing. if anything it's created more stress on the american people, espeically some small businesses. you'd hear much much more about the tariffs if they were actually accomplishing what we were told. for the mortgages...there's no way around it was a bad idea, but don't blame the other side on this one. this is what our president floated out as a solution. that should never have happened. again, there is no plan in place. i We agree on tarffis. as i wrote to redtail at least its a attempt. Not seeing any others so far. how can you not blame the other side when their policies exasperate issues? Millions of people let in that need housing is a pretty good start to effect the market. I think ive gone into a long enough rant to go into details further on that front. Edited 37 minutes ago by Buffarukus
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