Jump to content

Chef Jim

Community Member
  • Posts

    53,297
  • Joined

  • Last visited

Posts posted by Chef Jim

  1. 25 minutes ago, BillStime said:

     

    Please point to where I ever said we should do away with the Republican Party... I may have said the MAGA fringe should be dissolved because THAT part wants to destroy our republic and anoint Trump king.

     

    But the two-party system will forever keep us divvied and in constant civil war.

     

    Even George Washington shared that same skepticism of the two-party system:

     

    However political parties may now and then answer popular ends, they are likely in the course of time and things, to become potent engines, by which cunning, ambitious, and unprincipled men will be enabled to subvert the power of the people and to usurp for themselves the reins of government, destroying afterwards the very engines which have lifted them to unjust dominion.

     

    There is nothing which I dread so much as a division of the republic into two great parties, each arranged under its leader, and concerting measures in opposition to each other. This, in my humble apprehension, is to be dreaded as the greatest political evil under our Constitution.

     

    Admit it Jim - and this will be confirmed within the next two years of the MAGA House of Representatives - they will continue to politic to the fringe and further divide America.

     

     

     

     

     

    Oh I imagine you'd be a happy clam if the GOP failed to exist tomorrow morning.  

  2. 9 minutes ago, BillsFanNC said:

    And if course it belongs here too. Where a major story was brute censored by corrupt government agencies in cahoots with a social media platform.  The censorship trickled down to legacy media outlets from there....

     

    Bring it Elon.

     

     

     

    Live Q&A?  That will be interesting.  LOL 

    52 minutes ago, BillStime said:

     

    Never said that.  You're telling me that the two-party system isn't failing America?

     

     

     

    But you are part of a party that seems to want to do away with the other party.  

     

    I've been saying forever we need a viable thirds and fourth party.  But the two in charge will never allow that to happen.  If we've not even sniffed a third party with what we've had going on the past 6 years we never will.  As I've said before I'm glad I'm in the last 1/3 of my life with no children.  Have fun suckers!!  LOL

  3. 12 minutes ago, BillStime said:

     

    Great ideas.

     

    Question with number 4 - isn't the main issue with SS today that boomers are living longer and had fewer kids; thus not enough people contributing to SS?

     

    Yes.  It's a massive ponzi scheme.  Why I didn't have kids.  To ***** you over on your SS.   LOL  

     

    But that is one of the biggest challenges of planning.  People outliving their money.  Our grandparents retired at 65 and died at 72.   I've recently changed most of my plan assumed age of death from 95 to 100.  

     

    But look at me follow up post.  The amount of money we've all put into SS along with our employers contribution shows a major mishandling of funds.  My wife just said we should sue the government for misappropriation of funds.  LOL 

    • Like (+1) 1
  4. I just did a calculation on my SS.  I have a 44 year work history.  Half of those year were not a lot of money due to working in restaurants.  However I took my average annual income and took 6.25% (my SS contributions) of that and calculated what it would be today.  I grew it at 9% which is about the 50 average ROR for the S&P 500.  It came to $1.3m.  If I drew 5% off of that and it averaged 5% I would earn $66k a year and leave my heirs the $1.3m principle.  What's the max SS annual check?  $40k is taken at FRA and $50k if taken at 70.

     

    Now lets add my employers 6.25% match you can double those numbers.  Yup SS is a effing ripoff.  

  5. 27 minutes ago, BillStime said:

     

    Of course, only you have the solutions so let's hear them... 

     

     

     

     

    I've given them before so I will give them again.  These all relate to SS directly whereas your ideas did not.  Interesting you didn't answer my questions regarding your ideas.  Very telling.......as usual.  

     

    1.  Eliminate the ability to take SS at 62

    2.  Raise the FRA to 68 and reduce the 8% increase in benefit between 68 and 70 to something like 5%.  For someone who's FRA is 66 if they wait until 70 currently that is a 32% increase in their benefit.  Too much 

            a.  Review FRA every 5 years and adjust that based on life expectancies.  Life insurance companies revised their mortality tables a few years back so can SS

    3.  Increase the income threshold for for SS taxes.  There still needs to be a cap but I feel it's too low.

    4.  Allow people to opt out of the plan altogether.  Maybe make it so they can only opt out if they have a qualified retirement plan and they are required to contribute the 6.2% to the plan and their employer's 6.2% goes in as a match.  We don't want them opting out and just spending it.

    5. Change way COLA is determined.  It's based on CPI and seniors spending is way different than the typical worker.  This often skews COLA too high.  

    • Like (+1) 1
  6. 3 minutes ago, SoCal Deek said:

    How many more times do I have to say it to you? I’ve tried just about every way possible…and NONE of them are about any hatred of gay people, as much as you want it to be. 
     

    Let me try another. Go to the toy store this weekend and buy a barnyard puzzle for a toddler. I’ll GUARANTEE you that the puzzle will have both a horse and a zebra. We don’t teach our kids that a zebra is a ‘striped horse’. The two things may look alike, but we have different words to describe them. A zebra is no better than a horse, nor vice versa. (In chef terms a yam is not a sweet potato, and a parsnip is not a white carrot….at least I don’t think so anyway).
     

    There’s nothing at ALL degrading about having a more precise language. I have no idea why you think there is. 

     

    I'm done here.  You obviously are not willing or unable to articulate why same sex couples can't use the word marriage.  And that's ok Deek.  Many of us have deep rooted feeling about things we can't explain where they come from. 

     

    I will leave you with this.  To your last sentence.  Ask a same sex couple who you've just told cannot call themselves a married couple if they feel degraded.  Calling them married is pretty damn precise to me.  But that's me. 

      

     

     

     

     

  7. 4 hours ago, BillStime said:

     

    • Americans are living longer - raise the retirement age to 68 or 70.
    • Do a recurring audit on SS - identify savings by addressing overpayments to beneficiaries.
    • Make government smaller at both the federal and state level.
      • There is too much bloat and redundant spending:
        • Create a waste commission
        • Enforce spending caps
        • Dissolve towns and villages
        • Combine school districts and other government agencies, etc.
    • Increase tax rate on the rich and corporate America.

     

     

     

     

    First Bullet Point.  Are you talking FRA?  What about the ability to take SS at 62?  What about the 8% increase from FRA to 70?

    Second Bullet Point:  You do realize that's why Scott wants to sunset SS right?  To force it to be looked at and revised on a regular basis

    Third Bullet Point:  Good...good. Now let me ask you what will less spending on the state level do for SS?  You realize SS is a federal program right?  What do you mean dissolve towns and villages?  Explain this further on why/how and what this will do to bolster SS. 

    Fourth Bullet Point:  Please explain how this will help SS? SS is not funded by corp taxes.

     

    I'll give you an A for making an actual adult attempt at solutions but a D for how your ideas will help. 

    • Haha (+1) 1
  8. 2 hours ago, SoCal Deek said:

    Simple answer: Because we have multiple words for virtually everything. That’s what language is. 
     

    Clarification: (for my friend Chef) mine is a suggestion, not a religious fiat, or mandate 

     

    We have multiple words for virtually everything.  Yes we most certainly do but you have not explained why YOU are against same sex couple using the word marriage.  

     

    Why even make the suggestion?  There has to be some sort of reasoning behind your suggestion.  It's weird dude.  You've tapped danced around this.  

     

    Do you feel same sex couples should be able to use the word marriage/married when discussing their relationship and if so why or why not.  This should clear things up. 

  9. 6 minutes ago, SoCal Deek said:

    Keep tying yourself in knots Chef.  Just remember how you did it, so you can untie yourself again when you need to go to pee. 😉

     

    Ahhhh turning myself into knots.  Right out of Billy Boys playbook again.  Well he uses the word pretzel but you get my point.  You're really disappointing me Deek.  I have not tied myself in knots.  That would be you.  First they can't use the word marriage because the "good book"  says that marriage is between a man and a woman.  Then when confronted with that you deny that it's about religion and now it's about linguistics.  Which is it?  I assume it's a bit of both and that's ok.  You still haven't given us any rationale as to why you feel they cannot use the word marriage.  Maybe because you're not quite sure of the reason yourself.  Who knows.  

     

    So we will leave it at this.  You have something against same sex couples using a word.  What it is we have no idea but that's ok.  You do what you want and think what you want.  Just do the gay community a favor.  Let them use whatever word they want.  If it offends you let it offend you.   As a comedian said.  "So what, be offended.  Nothing happens!" 

  10. 18 hours ago, Greg S said:

     

    Exactly. I have no sympathy for them. I paid off my loans. I certainly didn't expect the taxpayers to pay off my debt. Let's call it what it really is. Transferring the loan to the taxpayer as it would never be cancelled.


    Well the loans are not transferred to the taxpayers.  They are just piled on to our national debt.  So no one’s paying it off. 

    • Agree 1
  11. 15 minutes ago, Orlando Tim said:

    I will comment on taxes in NY vs FL- I have a house worth 400+ and my Bros in law owns a house worth just under 500 outside Rochester- he pays 15k per year in property taxes plus his 7k or more in income tax on his income tax. I pay 2100 in property and zero in income tax. At the end of the day he literally pays so much to the state that my lesser income is actually more.


    NY property taxes are ***** stupid.  Here in CA our house is worth $700k we will pay just under $6k next year.  
     

    Question:  How are FL’s property taxes increased?  I know I’m TX they reassess every year. Here it’s a 2% annual increase. 

  12. 4 hours ago, BillStime said:


    Never an issue? Rick Scott’s 11 point plan was to sunset SS in five years. 

    And if SS needs adjustments - I do not want the GOP anywhere near leading those changes.

     


    Oh no!!!!!!! Sunset!  😱

     

    You understand what that means regarding SS right?  Government sunsets things all the time. Trump’s tax cuts are set to sunset. 
     

    If it needs adjustment?  If??  
     

    What suggested changes would you make regarding SS?  

  13. 2 hours ago, SoCal Deek said:

    Keep trying Chef. I’ve told you numerous times that mine isn’t a religion based position. Can gay people get married? Of course they can! They do now. That doesn’t mean our shared language couldn’t be more definitive. Does it? 


    Yes you’ve told me many times it’s not religious based after you told me it was based on your religion.  So make up you mind. 
     

    More definitive?  In what way?  Is their union so different it’s needs a different word?  You still haven’t explained what your  hang up with them using the word married/marriage?  
     

    So according to you they can get married but they can’t call it married.  :wacko:
     

     

  14. 2 hours ago, boyst said:

    And more serious news, I have been meaning to message you about how to find a good financial advisor. I'm building up enough of a nest egg and assets that I actually need to put some money into managing my money... So yeah, I may hit you up for some input on how to find a good one


    Message me when you want to talk. 

    • Like (+1) 1
  15. 6 minutes ago, KDIGGZ said:

    I have a similar story Chef. I've posted it on here before as well. I was younger and first started getting serious with my now wife. We wanted our own place but we were still looking/saving and an opportunity came up to use my brother's apartment at Canisius college for the summer while him and his roommates were out of town. We were sleeping one night and it's maybe 2am and we heard boom boom boom pounding noises. We were like what the heck is going on? We immediately lock the bedroom door and called 9-1-1. We said "we think someone is trying to bust down our door" and the operator said "well did you go ask them what they want?" We said no they are trying to break in please send someone ASAP!

     

    Well long story short, I told my wife to hide in the closet and I was standing at the door waiting for someone to try and get into the bedroom for what seemed like forever, not sure what I would do if they did. We heard a lot of commotion and then it was quiet. We didn't know what to do so we climbed out the window and flagged down a campus safety cop down the street. He went in and saw they had busted down the front door and then climbed out the other bedroom window when they figured out we were still home. Stole my TV, laptop, a bunch of baseball hats and video games. They dumped out my wife's purse but I don't think she had any money in it. The cops showed up 2 hours after that and said yea there's a lot of burglaries in the area, not much we can do about it but if you want to fill out a police report you can go to the headquarters (which was like in the middle of the ghetto so I don't think we did).

     

    But essentially we were sitting ducks and that was the worst feeling to not be able to keep her safe. I bought a shotgun the next day and signed up for my pistol permit as well (which took almost 2 years to get). Needless to say if anyone tried to break in now they would be in for a surprise.

     

    We joined a range and practiced a lot a took a few courses.  One was a home invasion course.  We even practiced drills on what to do if someone got in.  It's sad we had to do that but @BillStime must live in some bucolic neighborhood in Massachusetts.  Not everyone has that "luxury.   You wouldn't believe some of the crazy ***** was saw on our security camera.  Not every town is Mayberry.  Where we live now?  Sleep with the windows open and the back slider unlocked.  We still have the guns.  Not for protection but for fun target practice.  

    • Thank you (+1) 1
×
×
  • Create New...