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CoudyBills

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Posts posted by CoudyBills

  1. Just now, dubs said:

     

    Thats definitely not true. He may have been Offside, but it was impossible to tell because they really didn’t show the replay. 

    They did show the replay.  He was at least a foot in the neutral zone.  I can't say anything about the ankles, but his whole arm was in the neutral zone. 

  2. 2 minutes ago, NJKBillsfan said:

    Every major call went the Pats way. Surprise Surprise.

     

    The muffed punt clearly hit his thumb and should've been recovered for a touchdown.

     

    Also, the roughing the passer play allowed the Pats drive to stay alive and it eventually turned the game around for them. KC was about to put them away before that. 

    It did not touch him, watch the replay again with your eyes and not emotions.  Unless I misunderstand football entirely the penalty for roughing the passer is not 6 points awarded to the opposition, correct?  They could have stopped them again.  Really on any of the rest of their scoring drives.  Both teams got crappy penalties that extended drives.  I get it that your team didn't win, but damn you gotta be more logical than this.

  3. Just now, Ralonzo said:

    Mahomes get clocked in the neck, no call. Brady gets tapped on the shoulder pads, PI.

     

    Ball moving and touches the ground for Watkins, catch overturned. Ball moving and touches the ground for Hogan, play stands.

     

    Asterisks upons asterisks.

    The watkins and hogan catches aren't even comparable.

    • Like (+1) 1
  4. 33 minutes ago, Nextmanup said:

    Do you realize a lot of folks in this country are working miracles and stretched beyond their means just to get by?  Those people aren't going to put money away for a rough patch.  And it's not a matter of "aiming high."

     

    Look at the statistics regarding $$$ in this country.

     

    55 million Americans have NO savings of any kind.

    78% of full-time working Americans say they live paycheck to paycheck

    71% of American workers are in debt

    56% of those in debt say their debt is not manageable

    Only about 10% of Americans have saving to last 6 months without a pay check

     

    What sort of rock do you live under, CoudyBills?  Is it nice down there? 

     

    By the way, America is #14 on the "American Dream" list, meaning there are 13 better countries to live in if you are trying to engage in upward socio-economic mobility and happiness.

     

     

     

     

    Yep.  My parents fit into almost all of those categories, except of course the 6 months of savings.  My single mother didn't eat many meals with my brothers and I growing up because there was nothing for her to eat.  What rock do I live under?  Well, under my rock I was raised in a dirt poor family with nothing.  One where my mother demanded her sons get an education.  A rock where I got an education, got a crappy job and worked my ass off until I was the head of that team.  Switched departments and worked until I was the head of that team.   Switched companies and now spend my days telling other people what to do.  I haven't made it, but I came from actual poverty, not I know statistics about poverty, ***** hungry because we don't have food poverty, to upper middle class. This little guy can't get ahead BS is a sorry excuse.

    • Like (+1) 1
  5. 8 minutes ago, Johnny Hammersticks said:

     

    I’m a clinical psychologist.  Employed by a school district, but also have my own practice and do consulting/training across the region in a particular area of my expertise.

     

    Nah, I just sell weed man ?

    Both are incredibly lucrative lol.  My brother and his wife are in your field.

    • Thank you (+1) 1
  6. Just now, Johnny Hammersticks said:

     

    I finished my doctoral program in 2007, bro.  My wife finished her masters in 2007.  We both began our careers in August 2007.  We also had to pay for a lot of our wedding, and relocation $ from NY to Charlotte.  Hardly enough time to accumulate savings sufficient to overcome being “let go” with no noice.  Common man!!

    I hear what you're saying.  It would be fair for me to point out that I don't believe in debt.  That's a whole other can of worms we could dive into, but there's really no point.

  7. 43 minutes ago, Johnny Hammersticks said:

     

    It’s 2008 and my wife and I are both gainfully employee at a school district in NC.  Just found out that my wife was pregnant with our first child.  Recession hits and 100/165 school psychologists (including my wife and I) are RIF’ed on a Friday afternoon in April.  No warning.

     

    We made due for a year with us both working several jobs, but we were still poor as dirt until we finally found jobs and had to move to Alaska. My wife applied for WIC while we were still in NC to help out a little, but we were denied.  

     

    Would you consider our financial issues self inflicted?

     

     

    You're an educated man so you should know the answer.  Did you live on a budget while you were gainfully employed?  Did you spend less than you make?  Did you setup an emergency fund while you were employed?  Nobody can predict the future, but a fool doesn't prepare for the worst.  I didn't say a job loss or unforseen circumstances were self inflicted.  Hopefully you had an emergency fund to carry you through the tough times.  If you didn't, that is self inflicted. 

    1 hour ago, ShadyBillsFan said:

    Not always.  

     

    You are doing great, you get relocated,  you sell and buy a house becyod it.   

     

    3 months later the markets crash with the telecom disaster, you get laid off when  noone is hiring, you can hold off your mortgage, car payments, and medical bills for 9 months and then you lose out all of your investment with a short sale.  

    Losing over $50k when all is said and done. 

    I should have phrased it better.  Turning a financial issue into a financial nightmare is self inflicted.  I feel you on the telecom thing, same profession.  You were prepared, according to what you wrote, to handle the issue with an emergency fund.  Think how much worse it could have been had you not had anything saved for a rainy day.

  8. Just now, RaoulDuke79 said:

    I'm on the fence on this one. Sometimes things happen when good people lose their jobs and such. However, there's a bunch of people who live way beyond their means as well and have no ability to budget their money. 

    100%.  short term you can experience something that isn't brought on by your own doing.  Have to be prepared for anything.  Budget each month and have an emergency fund.  Get yourself through the rough patch.  Often people just don't believe they can do better.  Go out and get an education.  This is America and the dream is still alive.  Aim high.

  9. 1 hour ago, Joe in Winslow said:

     

    Are you insinuating they'd all vote Democrat?

    I think he is insinuating that 35% of them probably need someone to read the ballot to them.  After reminding them what voting means of course. Scoring an 18 on the asvab is accomplish by drooling in patterns.  Yes sarcasm.  Family and best friend in the world are veterans, no disrespect at all.  However, there are some people that are wicked dumb in the military because bullet catchers are needed. 

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