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Guffalo

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Posts posted by Guffalo

  1. 9 hours ago, Nelius said:

    I was an idiot when I was 21 as well yeah but I wasn't publicly sharing my cringe idiocy to millions, and I'm pretty confident that my idiocy also wasn't a fraction as annoying. I was just drinking and eating pizza and sleeping in weird places. This dude is the worst. Any time I see anything on him or the wife I start to immediately physically react like I need to get away. True, physical, shut it off cringe.

    That's the whole point, when I was 21, I'm sure I annoyed people who ran into me at 3 am in Mighty Taco or whatever sub shop was close, but that affected the handful of people who witnessed my shenanigans first hand. By using social media to document your idiocy, you expand the audience for criticism (as well as your "reach" to your followers). Social media gives him the ability to touch more people, but that just increases his ability to annoy more people. 

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  2. My parents named me Kevin, but my brother who was 16 months older couldn't pronounce it and did the phonetic equivalent and said "Guffin" ("K" and "G" are formed the same in the mouth as well as a "V" and an "F") So instead of correcting him the family went with variations of Guffin, Guff, and since I am from the Buffalo area, for the board I just concatenated Guff and Buffalo.

     

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  3. 15 minutes ago, Greybeard said:

      Thanks for your response.  I don't really play computer games but wanted it for the same things you are using it for.   

      

      On the Facebook requirement, I refuse to open an account, so I will use my wife's account.  Supposedly they are going to eliminate that requirement, supposedly. 

    I saw that they are offering a $30 coupon if you get referred from someone, I think there may be a black Friday sale as well that may save you even more. 

  4. I have it, pretty cool for communicating with my son on the west coast, almost feels like you are in the room with the other person.  I'm not a big gamer so I can't speak to that. I also use it to "walk around" cities and places I want to travel to. For example, when looking at a hotel for an away game, I will drop myself there, then roam around the area to see what the place looks like, landmarks and shops/restaurants in the area. We also like to try out some of the 360 videos like the Blue Angels or ski trips in the alps. 

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  5. On 11/12/2021 at 7:32 PM, Chef Jim said:

     

    I have a really good planner.  Dude is amazing!!  

     

    BTW it was threads like this that prompted me to start my "Thanks for the advice but I don't need any advice" campaign.  😂

    An ex line chef as a financial guru? Next thing you know we will hear about your amazing ability to open locked trunks.....

     

    Seriously, we started in mid 80's maxing out our 401ks and 403Bs, as mentioned before, the power of compounding over the years is amazing. We are just about ready to retire, I have already started my retirement, and we expect my wife to retire at the end of next year. We have had the funds in the Transamerica and Fidelity funds over the years, last year we consolidated all of them to Fidelity with the exception of a portion that had to remain in her current employers Transamerica account. Fidelity is our custodian, and Fisher Investments manages the funds. We are a bit conservative, but Fisher has done a great job for us over the last year. With no new cash in, and only their fees and a small monthly withdrawal we are taking, we are still doing better than either of the various funds we were in would have done. It's never too late to start, a few years of discipline and it will add up. Good luck

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