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cle23

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Posts posted by cle23

  1. 3 hours ago, Mr. WEO said:

     

     

    Everyone knew the Bears were looking to get rid of #1 .....but That's a massive haul Carolina gave up to pick from one of the more mediocre QB classes in a while.

     

    lol, Panthers.

     

    People keep saying its a mediocre QB class, and I don't disagree fully, but how many truly "great" QB classes are there?  2020, and then maybe 2017.  Before 2017, I can't find a "great" class in years.  All it takes is for Carolina to now select 1 great QB and it doesn't matter.  This year was supposed to be the "great" QB class with Young, Stroud, Levis, etc. coming into the year.

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  2. 1 hour ago, Victory Formation said:

    You don’t think Richardson has potential to be a good passer? I’m shocked! There’s only one way to handle this, I challenge you to a saxophone battle!

     

    bill clinton saxophone GIF

     

    JaMarcus Russell had the potential to be a good passer too.  

     

    The mere thought of Richardson going 1st is insanity.  The dude was average at best in college, and well below average when they played power 5 competition.  He has the potential, but who trades that haul for a guy who MAY be good, or equally could be the worst QB taken in the 1st round.  

     

    It has to be Stroud or Young, and Stroud scares me too.  He is the best pure QB in the draft but he just doesn't seem to have any fire to him at all.

    • Agree 1
  3. 6 hours ago, The Red King said:

    PSA for the day, yelling and insulting does not in any way make you right.  We're all being calm, while you're going on like you pounded a Red Bull after dumping ten Pixie Sticks in.  Try to keep it civil, please.

     

    That aside, most, if not all of us think there is nothing wrong with Lamar chasing the $$$.  Given the Watson deal he's well within his right.

     

    I think we're looking at it wrong.  There may well be collusion, but are they colluding against Jackson, or against contracts like Watson's?  In other words were it another QB looking for the same contract, would this still be playing out the same way?  I believe so.  If Jackson were asking for a normal, reasonable contract, would he still be looking for work?  Of course not.

     

    The owners are colluding against contracts like Watson's, not against Lamar.

     

    Just grouping up and agreeing not to have contracts like that are colluding all the same.  That's the point.  You can't have 32 owners get together to discuss contracts between 1 player and 1 team, no matter the players.

  4. On 2/22/2023 at 7:08 PM, B-Man said:

     

    Biden sets yet another record

    JAZZ SHAW 

     

     American household debt has reached a level not seen since the beginning of the arrival of the Obama administration in 2008. The average American household is now carrying more than $142,000 in debt, adding up to a whopping $17 trillion across the country. And this is creating a threatening situation for American families, particularly when (not if) we enter the next period of recession. 

     

    U.S. household debt jumped to the highest level since the 2008 financial crisis last year as mortgages surged amid high inflation and rising interest rates, according to a new analysis published by WalletHub.

     

    The findings show that household debt – which increased by $320 billion in the final three months of 2022 – hit a 15-year-high of $17 trillion. On average, a typical household owed a total of $142,680 at the end of the year.

     

    “We’re not quite to the breaking point, but U.S. households can’t afford to take on too much more debt, especially if the economy takes a turn for the worse,” said Jill Gonzalez, a WalletHub analyst. “People should be thinking about how to shed debt and get in shape for a recession, not assuming a bit more debt will make no difference.”

     

    If the economy is supposedly undergoing a robust recovery after the pandemic, as White House officials continue to insist, how are people falling this far behind?

     

    One big piece of the puzzle is seen in mortgage debt. That rose by $290 billion last year. The average household owes more than $100,000 on their mortgage.

     

    Credit card debt set another all-time record as well.  The total balance on people’s credit cards climbed by $61 billion to $986 billion. That figure is almost $50 billion higher than the previous record that was set just before the pandemic began. People began saving money and paying down their card balances during the pandemic, but that trend has now reversed. This is happening at the worst possible time because the other record that was set was an increase in the average annual percentage rate being charged by credit card companies to 19.14%, the highest figure seen since 1991.

     

    https://hotair.com/jazz-shaw/2023/02/22/biden-sets-yet-another-record-but-n532445

     

     

     

    With interest rates at record lows, tons of people bought new(er) houses.  More than during typical years.  So of course mortgage debt rose.  That's just common sense.  

     

    Not saying everything is rainbows and sunshine because it's not, and inflation IS  a major problem.  Where exactly did all the "free" money come from?

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  5. 18 minutes ago, leh-nerd skin-erd said:

    This is it.  I find it interesting that the social safety net seems to be the size of 36 of the 50 states combined, that the people “leading” us have been in office for decades, have historically used insider information and influence peddling to become quite wealthy, and are looked to as architects of future tax law.  
     

    This is a shared problem, borne of people generally out of touch with the problems of regular people, and nothing symbolizes it more clearly than the student loan buyout.  Joe says $10k, Warren et al says it’s not enough, $50k is a more equitable number.  
     

    Meanwhile, a couple making $200k + is saved, and using sone basics planning tools, should be looking at family savings of $20,000 to $30,000 per year at a minimum. 
     

    Unfortunately, ours is a consumption society where many people choose immediate gratification over doing some heavy lifting on their own, which in reality, is very light lifting. 

     

     

     

     

    The student loan forgiveness thing is the dumbest course of action I've seen in a long time.  Are the loans predatory?  Absolutely.  So force the loans to be restructured to a reasonable situation, penalize the loan companies who intentionally caused the problem to enrich themselves, and then pay what you borrowed back with a reasonable interest situation.  The penalties should also pay back the loans that are paid in full, but that were forced to pay way more than a reasonable amount.  No student loan for $50K should take $120K to pay back.  I was lucky enough to pay mine and my wife's off within 5-6 years of graduation, but we sacrificed a lot in order to do that.

     

    The loan forgiveness is just students and the loan companies benefitting from their dumb decisions, while the country eats it.

    • Agree 1
  6. 27 minutes ago, Chris farley said:

    Feel the same for local jails and first-time criminals.  Put them to work. Wake them up early. make them do manual labor like cleaning or community work to both pay back the community and teach them that a normal life with a job is better than prison. cause the next step is usually for them to go from county, to upstate..  Then its over.

     

    Cle23 has a hell of a point. Many on all sides game these systems to create a lifestyle long term vs a safety net for hard times..

     

     

     

     

     

    The "career" lifestyle was incentivized as well.  It was a cheap way to buy votes.  And everyone point fingers at the "welfare queen" Democrats, but it's a problem that both sides have taken advantage of for years.  No one has the balls to restructure because it WILL cost them votes.  There is no simple answer to solve all the problems, but we have to start heading that direction somehow.

    • Agree 3
  7. 6 minutes ago, SoCal Deek said:

    I think you just did. 😉

     

    But…to set up a bunch of ridiculous government programs and then club people over the head for accepting the money that comes from them, has always seemed a bit odd to me. If you don’t want to give ‘red states’ the money…kill the programs. 

     

    I think most "welfare" programs need reigned in, but I don't care who they are benefitting more when saying it.  I believe our country should provide some kind of safety net for people who fall on hard times, but it shouldn't be a career, no matter which side of the aisle is taking advantage of it.

     

    These programs have morphed over the years into something they were never intended to be, and both Red and Blue are responsible.

    • Agree 3
  8. On 2/18/2023 at 11:08 AM, SCBills said:


    KC didn’t “handle” the Bengals.  That was a good game, and a game that was very clearly highly affected by Chris Jones being a game wrecker.  
     

    They don’t win that game without Chris Jones, and I’d be willing to bet a lot of Chiefs fans would admit that.  
     

    Frank Clark and George Karlaftis aren’t terrorizing Joe Burrow.   Just like Ed Oliver and Greg Rousseau couldn’t.  
     

    You also seem to have ignored the part in my post that addressed the Chiefs making their own luck and, at some point, our excuses fall flat. 
     

     

     

    I don't understand the point "without Chris Jones. " He's probably their 2nd best player.  Obviously without him it would be tough.  Same with most teams. 

  9. 21 hours ago, chongli said:

    Remember the Bills were world champions in 1964 and 1965. The SB would start the next year in 1966.

     

    AFL Champions, not NFL Champions. Cleveland won the NFL Championship in 64. The Bills joined the NFL in 70.

  10. 20 hours ago, Einstein said:

     

    Hey im open to admitting im wrong if you’re willing to tell me a play that Mahomes made tonight that Allen can’t.

     

    I saw him throw 2 TD passes to pass catchers with no defender anywhere near them. And run a bit.

     

    There are plays Allen makes every game that Brady never made in his career. So who is better? 

     

    Allen is one is the most physically gifted quarterbacks ever,  so they're aren't many plays other quarterbacks make that he can't. But that doesn't mean he's as good as them. 

    • Like (+1) 2
  11. 5 hours ago, McBean said:


    An absolute perfect storm for him.

     

    A GM who builds around him and a HC  who’s one of the best play callers of all time.

     

    You put Patrick Mahomes in Buffalo for the next 5 years under this staff and talent, he wouldn’t win a ring.

     

    You put Josh Allen in KC for the next 5 years, he’d win minimum 2 as well.

     

    I’ll take Josh Allen 7 days a week, twice on Sunday.

     

    Holy crap dude, they are both good, don't need to try to overcompensate here.    Your previous OC got hired as a HC and went on to win CotY in year 1, so don't act like Allen doesn't/didn't have good coaches.  Mahomes has been top tier the second he stepped on an NFL field.  Allen is top tier, but he also has been much more up and down that Mahomes.  Coaching and play calling can absolutely have some to do with that, but the player has tons to do with that.  

     

    Plus, Mahomes has 2 rings.  In 5 years.  He's better.

    • Thank you (+1) 1
  12. 17 hours ago, Big Blitz said:


     

    The plan would be take out America before moving on Taiwan.  
     

    The world being in their pockets and under their thumb and the loss of love of freedom and actual liberty at home is going to make this very ugly.  

     

    China relies way too much on the rest of the world to survive anything of the sort.  They would have hundreds of millions of people starve within a year without food imports, a lot of which come from the US.  

     

    Also, please, what freedoms and liberties have you lost here?

  13. 4 minutes ago, SoCal Deek said:

    This is all about bending the knee. Nothing more. Nothing less. 

     

    Do you seriously think that people sit around and say "Gee, I wonder how I could prove that people will listen to me? Oh, I know, I get them to wear masks! That'll do it!"  Especially on a worldwide scale?

     

    Masks help with germ spread.  That is why surgeons wear them.  Nurses.  Drs.  Is it a cure all for the situation?  Absolutely not.  But it can help.

     

    It's funny because if we had 50% of people growing their own food to cure world hunger, I swear the other 50% would stand of to the side, do nothing, and then point and say "See, them growing their own food doesn't help, there are still plenty of starving people."  People who made no effort to stop the spread are the ones who then turn around and say "See, it doesn't work."  I personally know people who went into public KNOWING they had COVID, but just didn't think it mattered.  And then laughed when other people caught it.  It insanity.

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  14. 2 hours ago, Big Blitz said:

    Every day now.  Literally every f…ing day

     

     

     

    Between 1980 and 2006, 1866 HS athletes died suddenly in the US. This isn't some new phenomenon.  The coverage is  what changed. The internet.  The non stop news cycle.  The now political bias.

     

    This article is from 2009, so zero to do with Covid. An average of 72 HS athletes per year. It's unfortunate,  but it happens.  And it's not some giant conspiracy. 

     

    https://www.ahajournals.org/doi/10.1161/circulationaha.108.804617

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  15. 4 hours ago, OrangeBills said:

     

    This is a pretty dumb analysis.

     

    Our GOVERNMENT has basically tied all of life (including gov't transfer payments) to having a phone.  

     

    You take is just not accurate.

     

    Agree, the crisis resulting from the Biden Admin will lead to consumers eventually trading down, but you don't get it. 

     

    I'm not arguing that people don't need phones.  I'm talking about the people who upgrade every 3-6 months and pay thousands of dollars to do so. That was just 1 example as well of people racking up debt. 

     

    Please,  explain to me how credit card debt is SUDDENLY the fault of the president and not the fault of consumers.  The previous president holds the current record for cc debt (not blaming him), and cc debt has been trending up for decades. It isn't a sudden problem. 

     

    Show me where cc debt is tied to inflation. It's been climbing for decades regardless as to what inflation has been doing. 

  16. 23 minutes ago, Doc said:

     

    Healthcare required it.  The military required it.  Many occupations required it.  This is undeniable.

     

    Yes, a lot of places required it.  It is their right to do so.  It is your right to not work there because of it.  Many places require many different things, but for whatever reason this is the straw that breaks the camel's back.

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  17. 6 minutes ago, wnyguy said:

    Yes people buying frivolously on things they can't afford, like groceries and gas, are the problems. Know any good soup kitchens on a decent bus route?

     

    Ok, what is the excuse for the past 24 years then? It has been rising for years.  Why, when inflation was low in 2019, was credit card debt the highest on record?  If debt increased solely when inflation did, I would agree, but it doesn't.

     

    Are SOME people going into debt buying necessities?  For sure.  But tons more are going into debt buying things and crap they don't NEED. Cars, phones, trips, etc.  

    • Haha (+1) 1
  18. 24 minutes ago, AlBUNDY4TDS said:

    Clearly consumers are the problem lol not the rising cost of everything......got it!

     

    Yes.  Consumers who spend beyond their means are at fault for spending beyond their means.  Now, prices are up.  That's pretty simple to know and understand.  

     

    The current credit card debt isn't even the highest on record.  No, that was from the 4th Q of 2019.  US credit card debt has doubled since 1999.  But it's just now the cost of good causing it, or is it the people spending more than they make?

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